2nd Mortgage Share

I covered a fixed rate mortgage big for my first 4 4.3%, but I pay about 11% on my second. There are only two companies who are refinancing? And as a game, CA real estate market is not so good! Not after money, just a lower monthly payment. If anyone knows a company that can work with us, please let me know. Thanks, yes, refinance mortgage, second and not your first mortgage. A local mortgage company, you must look in the phone book and call a local mortgage broker to do. Tell me I'm looking for a "rate and term" refinance your second mortgage. This means you do not want to refinance the second, but no money in hand, you just want to cut rates. When it comes to a mortgage broker who has shares and other skills needed to complete this transaction will tell.