2nd Mortgage Share

Hi - I bought my house two years ago with a 100% financing, I have a clear 80/20. The two loans are the first to 6.5% in the second set at 9%. I have a statement in the mail from my credit card company (Chase) specification can I do to balance the policy of 2.99% for the rest of the repayment of the loan. So it would be a good idea, is my second mortgage transferred to the credit card? Thank you for your credit card interest is not deductible, mortgage interest on a first or second deductible. I'll leave the math. (By the way, if you have two minutes late for the paper 2.99%, the interest rate will be reduced to near 20%, and can make it "retroactive." I want to read the fine print carefully!) Joseph is true that the most likely transmission with more than 3% surcharge. Reading the fine print.